May 2018 - QCash Financial Digital Lending Platform

Outcomes won’t match intentions: the NCUA needs to keep it simple with Payday Alternative Loans (PALs).

While I’m happy to see the NCUA taking action on PALs, I’m equally concerned that our friends in Washington are making things a little too complicated.

The importance of promoting financial health and employee wellness.

Community

Many credit unions are responsible for the financial health and employee wellness of two employee groups: their own employees and the employees of their SEG sponsors. It only makes sense then that these credit unions should promote financial wellness among both employee groups.

How do the new CFPB regulations impact the QCash Financial Platform and credit unions?

CIO

In late 2017, the Consumer Financial Protection Bureau (CFPB) finalized new regulations for small dollar loans and payday lending.

Does QCash help provide military members payday loans?

Member

Credit unions that serve military members can be assured that QCash, the short-term, small dollar lending platform, offers compliant loans that meet military and Consumer Financial Protection Bureau (CFPB) regulatory requirements, especially for the military select employee group (SEG). So if you want to provide Military Members Payday Loans, this post is for you.

How do I update my payday loan truth in lending disclosures?

CIO

A question I often receive from credit unions involves regulatory concerns in operating payday loan truth in lending requirements. Credit Unions often want to know how small dollar loan Truth in Lending disclosures are updated and maintained in our Digital Lending Platform. If you have this concern – then this article is for you!

Will my credit union maintain CFPB compliance with the QCash short-term, small dollar lending platform?

CIO

If you are a Credit union interested in the QCash, short-term, small dollar lending program, and want to make sure that you are meeting CFPB compliance or meeting Consumer Financial Protection Bureau (CFPB) regulations - this post is for you.

What is a digital lending platform?

Credit Unions

When I tell people that QCash is a digital lending platform, they often ask what I mean by that. Here are a few highlights...

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Month: May 2018