36 Percent APR Is The Right Number For Small Dollar Loans
How the 36 percent interest rate (APR) cap benefits small dollar lenders and ensures borrowers affordable small dollar loans while avoiding financial traps
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Why Today’s Credit Unions Cannot Allow “Loss Aversion” to Hold Them Back from Small Dollar Lending Success
It’s been said over the decades that credit unions (CUs), like many people, tend to operate more conservatively by nature; their tendency to focus on the losses that could occur rather than the opportunities that may bring about further financial successes for their organization. When it comes to small dollar lending (SDL) programs in this […]
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Top 2020 New Credit Union Financial Resolutions For People
Credit unions have prepared new resolutions for 2020; committing to credit union members’ financial wellness and improving community financial literacy.
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