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Digital small dollar lending programs can help creidt unions give their members access to tools that can improve their financial health.

How Cash Flow Data Can Boost Members’ Financial Health

Financial Wellness
In the last couple weeks, QCash Financial advocated for credit unions to adopt a digital small dollar lending program for their 2021 budgets. There’s never been a more critical time to pull out all the stops and market these important assets to help your members achieve the liquidity and take the steps toward financial health […]
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How to Protect Against the Debt Trap

Financial Wellness
This past summer, the Consumer Financial Protection Bureau (CFPB) relaxed regulations on predatory payday loans and other high-interest-rate lending. A surprising move during a global pandemic recession, this ruling further endangers the financial health of some of America’s most vulnerable communities. Until these protections are restored, payday alternative loans (PAL) and other small dollar loans […]
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Why Small Dollar Lending During COVID-19?

Financial Wellness
Near the beginning of 2020, the first cases of COVID-19 hit the United States, eventually bringing with them not only the most deadly pandemic since the H1N1 pandemic of 1918 (the “Spanish Flu”), but also the deepest economic recession since the Great Depression. Our country has been hit with the twin terrors of a deadly […]
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How Can America Regain Financial Stability In The COVID-19 Pandemic?

Relief Funding
For 70 percent of U.S. workers, uncertain financial stability and the concept of living paycheck-to-paycheck were an uneasy reality even before COVID-19 reared its disruptive head in early 2020. Add on a deadly global pandemic, and those workers are now fighting a much bigger, more existential battle, both for themselves, their families, their financial stability and their […]
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