QCash Financial Digital Lending Platform

Implementing a small dollar loan program can benefit both your credit union and your members. But what kind of resources does it take?

Overcoming potential PR issues from credit union small dollar loan programs

Implementing a small dollar loan program at your credit union has numerous benefits. But what about the possible negative of being viewed as a predatory lender?

The member segments most affected by credit union small dollar loan programs

Small dollar loans from credit unions can help many member segments. Read on to learn who is most affected—and why.

Measuring the success of your credit union’s small dollar loan program

Measuring the success of your credit union’s small dollar loan program can be difficult. Success depends upon what metric you want to measure.

Best practices for marketing a credit union small dollar loan program

When you implement a small dollar loan program at your credit union, these are the three easiest outreach strategies you can use.

Can credit unions justify APRs over 18% for small dollar loans?

Credit unions offer many types of loans, most of which cap well below an 18% APR. Read on to learn why higher interest rates make sense for small dollar loans.

The member impact of credit union small dollar loan programs.

Implementing small dollar loan programs at credit unions affects more than just low-income members. Read on to learn who small loans can help.

What are the regulatory implications of implementing a small dollar loan program?

The American financial regulatory landscape is preparing for massive changes to small dollar lending programs. What does this mean for your credit union?

How does a credit union overcome the potential brand implications from implementing a small dollar loan program?

Most short-term lenders have developed a negative reputation. How can credit unions successfully combat the stigma against small dollar loan programs?

Can a credit union small dollar loan program help convert members into traditional borrowers?

Most credit union small dollar loan programs assist people who are too cash-strapped to make large purchases. Can quick loans convert short-term borrowers into traditional ones?

Can quick small loans have a positive impact in an emergency?

During emergencies and disasters, resources are tight. Should credit unions offer quick small loans to their members?

Is there risk in quick click loans for credit unions?

Customer

Quick click loans for credit unions bring with them several forms of risk. Does the risk outweigh the reward for credit unions in the short-term lending marketplace?

The changing face of credit union small dollar lending platforms

Throughout the last year, several regulatory bodies have revisited their policies surrounding small dollar lending programs. How does this affect credit unions?

What’s the process for getting a quick loan?