5 American Populations Struggling with Financial Wellness

We covered stress’s effect on our overall health in our last blog post, but there’s a further point to be made about specific segments of American society who are affected most. A FINRA Foundation study revealed that despite the recovery from the financial crisis this last decade, particular populations continue to be worse off. These include...
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Celebrating innovation!

The Constellation Developers Conference, Launch19, held on June 3 – 5 in Scottsdale, Arizona, was a fantastic opportunity to explore and design clever solutions for credit unions. The show highlighted the power of the Constellation Platform...
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Are QCash and payday loans the same thing?

Unexpected things come up in life. Car repairs, medical emergencies, and other expenses that must be taken care of seem to pop up at the worst time. Most Americans live paycheck to paycheck. While some people do have savings accounts, they may not have enough money saved to take care of a huge bill from the mechanic or emergency room...
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If payday lenders disappear, will Americans survive?

According to a recent survey conducted by CareerBuilder, eight out of 10 Americans live paycheck to paycheck. They are not able to save money for an unexpected expense. Most financial advisors recommend three to six months of living expenses in a savings account. Yet, 35% of Americans have fewer than $500 in savings. If you want to help your credit union members - read this article to learn about how becoming payday lenders can help the credit union and the…
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