Small Dollar Lending Archives - QCash Financial Digital Lending Platform

Executives Discuss How Small Dollar Lending Benefits Credit Unions and Members’ Financial Health

The goal of the credit union industry since its founding has been lending money to those who needed liquidity for life’s unexpected emergencies. When it comes to credit unions in the late 20th and early 21st centuries, these stabilizing financial health assets fell to the wayside when predatory payday lenders arose in the early 1990s. […]

How PALs I and II Can Help Your Credit Unions, Even at 36 Percent APR

Small Dollar Lending

Certain credit union industry executives and policymakers believe credit unions can better and more fairly serve everyday loan borrowers with improved Payday Alternative Loan (PAL) tools

The Brand Implications Of Small Dollar Lending Programs

Small Dollar Lending

Small dollar lending is about helping credit union members when they need it most. It’s an organic extension of the credit union mission: people helping people.

How Pending CFPB Rules May Impact Payday Lenders

Small Dollar Lending

Pending CFPB regulations would fundamentally change the nature of small dollar loans, possibly even ending the services of many traditional payday lenders.

The Need for Small Dollar Loans in 2021

Small Dollar Lending

2021 will bring new challenges, and it’s time to consider small dollar lending platforms as a financial solution for your credit union’s members.

Low-Interest, Short-Term Loans Should Be Offered by Credit Unions Per Regulators

Regulatory

We strongly believe in providing financial relief to credit union members. Find out about our low-interest short-term loan solutions for credit unions.

Are Your Members Using Predatory Lenders For Their Small Dollar Loans?

Small Dollar Lending

For the past eight years Paul Horan worked as a shoe salesman for a high-end Cleveland retailer. Paul made decent pay selling shoes; even if his work was commission-only, he made an honest living. As one might imagine in 2020, COVID-19 destroyed much of what used to be. Despite their best efforts to figure out […]

Short-Term Lending is Ignored; Why Data Science is the Solution

Small Dollar Lending

A significant portion of the US population needs short-term credit. In fact, short-term credit, or “payday loans”, as they are often called, are used by over ten million households every year. What drives this need?

36 Percent APR Is The Right Number For Small Dollar Loans

Small Dollar Lending

How the 36 percent interest rate (APR) cap benefits small dollar lenders and ensures borrowers affordable small dollar loans while avoiding financial traps

Small Dollar Lending

Executives Discuss How Small Dollar Lending Benefits Credit Unions and Members’ Financial Health

How PALs I and II Can Help Your Credit Unions, Even at 36 Percent APR

The Brand Implications Of Small Dollar Lending Programs

How Pending CFPB Rules May Impact Payday Lenders

The Need for Small Dollar Loans in 2021

Low-Interest, Short-Term Loans Should Be Offered by Credit Unions Per Regulators

Are Your Members Using Predatory Lenders For Their Small Dollar Loans?

Short-Term Lending is Ignored; Why Data Science is the Solution

36 Percent APR Is The Right Number For Small Dollar Loans

Call us now:

E-mail us for more information: