Members’ Improved Financial Health Can Extend To The Community
The global pandemic recession has put our communities’ financial health at risk. By helping your members, credit unions help us all.
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How Cash Flow Data Can Boost Members’ Financial Health
In the last couple weeks, QCash Financial advocated for credit unions to adopt a digital small dollar lending program for their 2021 budgets. There’s never been a more critical time to pull out all the stops and market these important assets to help your members achieve the liquidity and take the steps toward financial health […]
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How to Protect Against the Debt Trap
This past summer, the Consumer Financial Protection Bureau (CFPB) relaxed regulations on predatory payday loans and other high-interest-rate lending. A surprising move during a global pandemic recession, this ruling further endangers the financial health of some of America’s most vulnerable communities. Until these protections are restored, payday alternative loans (PAL) and other small dollar loans […]
Read More Why Small Dollar Lending During COVID-19?
Near the beginning of 2020, the first cases of COVID-19 hit the United States, eventually bringing with them not only the most deadly pandemic since the H1N1 pandemic of 1918 (the “Spanish Flu”), but also the deepest economic recession since the Great Depression. Our country has been hit with the twin terrors of a deadly […]
Read More Credit Unions And Members Benefit From Cash Flow Management
No one at this point remains unaware of the devastating effects, financial or otherwise, COVID-19 has left in its wake after merely eight months. We find ourselves dealing with social distancing, wearing masks, and the all-too-natural urge to wade into the uncertain waters of public spaces during these hot summer months. The fact is, no […]
Read More How To Manage Your Cash Flow To Thrive Financially
The first step to improve financial health is to manage your cash flow. Learn about tools credit unions and individuals can use to succeed financially.
Read More Furloughed By The Pandemic? These Financial Literacy Tips Can Help
The June 2020 jobs report provided some hopeful news for a season that was desperate for many. The national unemployment rate dropped to 11.1 percent from a post-Great Depression high of 14.7 percent in April, exceeding the estimated 12.4 percent. The economy showed a record number of jobs in June with an employment increase of 2.9 […]
Read More Low-Interest, Short-Term Loans Should Be Offered by Credit Unions Per Regulators
We strongly believe in providing financial relief to credit union members. Find out about our low-interest short-term loan solutions for credit unions.
Read More Financial Health Struggles Before COVID-19 And How To Recover
Americans struggled with financial wellness before COVID-19; now they’re facing even more hardship. Financial literacy can help the economic pandemic.
Read More How To Successfully Work From Home and Homeschool
Working from home and homeschooling and presenting new challenges for all of us; read tried and true tips to be more successful in this article!
Read More Money Matters: Exploration Of The 5 Pillars Of Financial Health
Money Matters: Exploration Of The 5 Pillars Of Financial Health. Defining financial wellness in America and how to achieve it through the help of credit unions.
Read More Why Today’s Credit Unions Cannot Allow “Loss Aversion” to Hold Them Back from Small Dollar Lending Success
It’s been said over the decades that credit unions (CUs), like many people, tend to operate more conservatively by nature; their tendency to focus on the losses that could occur rather than the opportunities that may bring about further financial successes for their organization. When it comes to small dollar lending programs in this uncertain […]
Read More Top 2020 New Credit Union Financial Resolutions For People
Credit unions have prepared new resolutions for 2020; committing to credit union members’ financial wellness and improving community financial literacy.
Read More CX, FinTech, and FinLit: Credit Union Trends To Look For In 2020
There were some cliffhangers to end 2019 going into 2020 in the small dollar loan industry. From credit unions’ slow-but-steady cloud adoption strategies, fintech, and marketing automation. And who can forget the Consumer Financial Protection Bureau’s pending decision to rescind its own underwriting “ability-to-repay” requirement. Like any forward-thinking credit union leader or executive, you have […]
Read More White Paper Preview: Helping Credit Unions Provide “Financial Wellness for Today” and Beyond
It is a tall order for the poor or underbanked to participate in the mainstream banking system today. So many individuals are hesitant to engage when they’re convinced they’re unable to out-maneuver the overdraft penalties and banking fees they know are on their way. Concerns like those are why the poor and under-engaged fail to […]
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