Forging Fintech Partnerships To Create New Solutions
In his latest video, QCash Financial CEO Ben Morales describes his approach to working with other fintech providers to meet the needs of a changing financial world.
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How Digital Banking Can Help Credit Unions Succeed In 2021
The amount of life packed into these last 10 months could fill a decade. In the scope of the financial services industry, it’s safe to say the country has had more than enough to handle! The pandemic has pushed credit unions into the future in a matter of months, condensing years’ worth of digital transformation […]
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Top 2020 New Credit Union Financial Resolutions For People
Credit unions have prepared new resolutions for 2020; committing to credit union members’ financial wellness and improving community financial literacy.
Read More CX, FinTech, and FinLit: Credit Union Trends To Look For In 2020
There were some cliffhangers to end 2019 going into 2020 in the small dollar loan industry. From credit unions’ slow-but-steady cloud adoption strategies, fintech, and marketing automation. And who can forget the Consumer Financial Protection Bureau’s pending decision to rescind its own underwriting “ability-to-repay” requirement. Like any forward-thinking credit union leader or executive, you have […]
Read More White Paper Preview: Helping Credit Unions Provide “Financial Wellness for Today” and Beyond
It is a tall order for the poor or underbanked to participate in the mainstream banking system today. So many individuals are hesitant to engage when they’re convinced they’re unable to out-maneuver the overdraft penalties and banking fees they know are on their way. Concerns like those are why the poor and under-engaged fail to […]
Read More NCUA Steps Up for Consumers, Upgrades Limits on Credit Unions’ Small Dollar Loan (PAL II) Rules
What a drama it’s been for small dollar lending these last 40 years. From the late 1970s through the 1980s, a series of federal law developments resulting in banking deregulation gave rise to the predatory payday lending storefronts of the early 1990s through this 21st century. Predatory lending certainly took advantage in the early ‘90s […]
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