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Why Choose QCash?

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QCash Financial offers a relationship-based lending platform that enables credit unions to provide small-dollar loans anytime, anywhere, from any device in less than 60 seconds without a credit check. Through QCash, credit unions are able to drive financial inclusion via life event, specialty, emergency and pre-approved loans. With QCash’s patented relational underwriting process, you can say “yes” more often to your members.

Advantages for Your Credit Union

  • Supports your mission of people helping people

  • Facilitates financial inclusion

  • Relational underwriting, basing loan decisions on the member’s relationship with your credit union, not credit score

  • Completely automated and configurable loans

  • White labeled to match your brand

Advantages for Your Members

  • Provides contactless/frictionless access via any device
  • Available 24/7/365 – members can access when your branches are closed
  • From application to funding in less than 60 seconds
  • No credit check, offering your members access to credit regardless of their credit status
  • Helps build and/or repair credit

Our Solutions

QCash helps your credit union serve all members, no matter the need. With QCash, you can offer:

Life Event Loans:

Accident, illness, injury

Home or auto repair

Unexpected expense

More month than money

Specialty Loans:

Holiday

Vacation

Back-to-school

Tax relief

Emergency Loans:

Natural disasters

Global pandemic

Government shutdown

Pre-Approved Loans:

Automated for you,
easy for your members

Together, we can make small-dollar lending easier and more accessible for everyone.
Are you ready to see what QCash can do for you and your members?