Our products are designed to help strengthen the financial future of families and the communities they live in. We believe every person has the capacity to create and achieve lasting financial well-being if given the tools and the resources to do so.

Lending Platform - QCash®, QCash Plus®, and Pre-Approval

Our innovative software as a service lending platform provides credit unions and banks the ability to offer mobile lending products their customers have come to expect. Our platform is fully configurable to offer virtually any feature combination required to meet your financial institution’s objectives. It’s your brand powered by QCash®. Patent Pending.

Automating small dollar, fee-based loans

Our QCash® product gives your financial institution the ability to automate a
small dollar, fee-based loan option typically between $50 and $700. The term is usually less than 90 days.

Automating small dollar, interest-based loans

Our QCash Plus® product gives your financial institution the ability to automate a small dollar, interest-based loan option typically between $701 and $4,000. The term is usually less than 36 months.

Automating pre-approved loan offers

We leverage our business process automation capability to support pre-approved loan offers with the same efficiency and automation.

HOW IT WORKS

Our platform connects securely through the cloud to your core banking platform. When a loan request is initiated, our proprietary algorithm handles the instant underwriting, decisioning and funding. Approval or denial is determined within a minute and funds, if approved, are immediately deposited into the individual’s checking account.

Platform Integration

We integrate into your mobile banking platform

No Credit Check Required

Our proprietary algorithm does the underwriting

Instant Funding

It takes 1 minute for the loan to fund, providing instantaneous access to credit

Financial Wellness Platform: QCash Digital Financial Therapy App

We are a pioneer in a ground-breaking product bringing cognitive behavioral therapy to financial health. Our financial wellness app is an integrated digital financial therapy solution that represents a powerful new idea that originally emerged in the health care space. Find out more.