COVID-19
IMPACT
WEBINARS
Our CEO, Ben Morales, has been a featured panelist. More Information Recordings of this series
of webinars hosted by
the Financial Health Network
are available now.
Recordings of this series of webinars hosted by
the Financial Health Network are available now.
SMALL DOLLAR
LENDING
PLATFORM
We’re helping credit unions
provide affordable credit
for all of their members.
WATCH A DEMO
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WELLNESS
FOR TODAY

RESPONSIBLE, SMALL DOLLAR LENDING

Retain your members and build brand loyalty by offering affordable and immediate access to short-term credit. Our automated, white-label small dollar lending platform approves members instantly because no credit check is required. Our relationship-based underwriting engine uses data analytics to make loan approval decisions. “In the moment” loans are today’s lending practices.

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Fee-based, small dollar lending platform

Our QCash® product gives your credit union the ability to automate a
small dollar, fee-based loan option typically between $50 and $700. Patent Pending.

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Interest-based, small dollar lending platform

Our QCash Plus® product gives your credit union the ability to automate a small dollar, interest-based loan option typically between $701 and $4,000. Patent Pending.

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Pre-approval loan platform

We leverage our business process automation capability to support pre-approved loan offers with the same efficiency and automation. Patent Pending.

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CLIENT TESTIMONIALS

Our world is at an inflection point, with technology transforming
how credit union members manage their finances.
“In the moment” access to funds is today’s standard.

By the numbers

496 K +
Loans Funded*
320 M +
Total Loaned*
2.3 M +
Account Holders with Access
23
Product Releases

*Since inception

READ OUR LATEST BLOGS

Get our latest thinking on the biggest opportunities and most challenging issues facing credit unions today.
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How Can America Regain Financial Stability In The COVID-19 Pandemic?

For 70 percent of U.S. workers, uncertain financial stability and the concept of living paycheck-to-paycheck were an uneasy reality even before COVID-19 reared its disruptive head in early 2020. Add on a deadly global pandemic, and those workers are now fighting a much bigger, more existential battle, both for themselves, their families, their financial stability and their […]
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Credit Unions And Members Benefit From Cash Flow Management

No one at this point remains unaware of the devastating effects, financial or otherwise, COVID-19 has left in its wake after merely eight months. We find ourselves dealing with social distancing, wearing masks, and the all-too-natural urge to wade into the uncertain waters of public spaces during these hot summer months.  The fact is, no […]
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Financial Wellness Digital Coach

A white-label, mobile app that will change the way your members
interact with their money for a stronger financial future.

COGNITIVE BEHAVIORIAL THERAPY (CBT)

CBT is a proven form of psychotherapy seeking to identify, challenge and modify behaviors and thoughts.

PERSONALIZED EDUCATION

In-the-moment feedback in the form of education, support and personalized messages help the app users become more aware of their financial behaviors.

ONE-TO-ONE COACHING

The app usage information is paired with a financial coach to provide individualized guidance.

CUNA News

Many credit unions with small dollar loan programs find the loans serve as an entry point into the traditional financial system…

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CU Broadcast

Celero19 Interviews: QCash’s Ben Morales Comments on NCUA Payday Alternative Loan Rule…

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