Achievable Steps to Financial Health During the COVID-19 Crisis
COVID-19 has put millions of average Americans’ financial health at moderate to severe risk. What steps can you take to attain better financial wellness?
Read More*Since inception
LENDING
PLATFORM
credit for all of their members.
LENDING
to give people access to
affordable, short-term credit.
RESPONSIBLE, SMALL DOLLAR LENDING
Retain your members and build brand loyalty by offering affordable and immediate access to short-term credit. Our automated, white-label small dollar lending platform approves members instantly because no credit check is required. Our relationship-based underwriting engine uses data analytics to make loan approval decisions. “In the moment” loans are today’s lending practices.
Fee-based, small dollar lending platform
Our QCash® product gives your credit union the ability to automate a
small dollar, fee-based loan option typically between $50 and $700. Patent Pending.
Interest-based, small dollar lending platform
Our QCash Plus® product gives your credit union the ability to automate a small dollar, interest-based loan option typically between $701 and $4,000. Patent Pending.
Pre-approval loan platform
We leverage our business process automation capability to support pre-approved loan offers with the same efficiency and automation. Patent Pending.
CLIENT TESTIMONIALS
Our world is at an inflection point, with technology transforming
how credit union members manage their finances.
“In the moment” access to funds is today’s standard.
how credit union members manage their finances.
“In the moment” access to funds is today’s standard.
Melissa – Credit Union Executive
Florida, USA
QCash has been a tremendous success with our membership; more than we expected. There is a huge need for this product and our members are taking advantage of it every day.
Credit Union Executive
USA
QCash provides our members with more options when expenses don't match the timing of their income. This is a real world problem that QCash helps to solve.
Dylan - Credit Union Member
USA
We used QCash when we had an unexpected car repair to make. It was nice and easy and didn’t have the gigantic fees some other short-term loans have.
Alisha – Credit Union Member
USA
When my dog got sick, I had an expensive bill to pay. I applied for the QCash Plus loan and it was very easy and quick. Within minutes, I had the money transferred to my checking account.
By the numbers
496 K +
Loans Funded*
320 M +
Total Loaned*
2.3 M +
Account Holders with Access
23
Product Releases
READ OUR LATEST BLOGS
Get our latest thinking on the biggest opportunities and most challenging issues facing credit unions today.
Low-Interest Short-Term Loans Offer Financial Relief Now Despite Reversal of CFPB Ruling
We strongly believe in providing financial relief to credit union members. Find out about our low-interest short-term loan solutions for credit unions.
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Read MoreFinancial Wellness Digital Coach
A white-label, mobile app that will change the way your members
interact with their money for a stronger financial future.