How Pending CFPB Rules May Impact Payday Lenders
Pending CFPB regulations would fundamentally change the nature of small dollar loans, possibly even ending the services of many traditional payday lenders.
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LENDING
PLATFORM
provide affordable credit
for all of their members.
WELLNESS
FOR TODAY
RESPONSIBLE, SMALL DOLLAR LENDING
Retain your members and build brand loyalty by offering affordable and immediate access to short-term credit. Our automated, white-label small dollar lending platform approves members instantly because no credit check is required. Our relationship-based underwriting engine uses data analytics to make loan approval decisions. “In the moment” loans are today’s lending practices.
Fee-based, small dollar lending platform
Our QCash® product gives your credit union the ability to automate a
small dollar, fee-based loan option typically between $50 and $700. Patent Pending.
Interest-based, small dollar lending platform
Our QCash Plus® product gives your credit union the ability to automate a small dollar, interest-based loan option typically between $701 and $4,000. Patent Pending.
Pre-approval loan platform
We leverage our business process automation capability to support pre-approved loan offers with the same efficiency and automation. Patent Pending.
CLIENT TESTIMONIALS
Our world is at an inflection point, with technology transforming
how credit union members manage their finances.
“In the moment” access to funds is today’s standard.
how credit union members manage their finances.
“In the moment” access to funds is today’s standard.
Melissa – Credit Union Executive
Florida, USA
QCash has been a tremendous success with our membership; more than we expected. There is a huge need for this product and our members are taking advantage of it every day.
Credit Union Executive
USA
QCash provides our members with more options when expenses don't match the timing of their income. This is a real world problem that QCash helps to solve.
Dylan - Credit Union Member
USA
We used QCash when we had an unexpected car repair to make. It was nice and easy and didn’t have the gigantic fees some other short-term loans have.
Alisha – Credit Union Member
USA
When my dog got sick, I had an expensive bill to pay. I applied for the QCash Plus loan and it was very easy and quick. Within minutes, I had the money transferred to my checking account.
By the numbers
496 K +
Loans Funded*
320 M +
Total Loaned*
2.3 M +
Account Holders with Access
23
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Help Your Members Find A New Path To Financial Freedom With Affordable Small Dollar Lending
Many credit unions now offer payday alternative loans (PAL) using the QCash Financial platform to help their members meet financial needs.
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Read MoreFinancial Wellness Digital Coach
A white-label, mobile app that will change the way your members
interact with their money for a stronger financial future.