Regulatory Archives

How racial bias informs why the current credit scoring system needs a change

For most consumers in the United States, a good credit score represents a pathway to increased wealth and access to a “better life” — the American Dream. As we are beginning to discover, however, not all pathways may be equal to every one of us. Not all are fair. Traditional credit scoring systems have received […]

Mr. Nussle goes to Washington

Financial Inclusion

There has been a great fallacy permeating popular media over the last few years about the credit union movement and its growth through the acquisition of banks. Bank associations have pushed heavily on an inaccuracy (falsehood?) that their own institutional members are being “bought up by” <insert GASP! here> member-owned credit unions. Following a moment […]

CUNA’s 7 insights on how digital transformation strengthens the credit union experience

Financial Inclusion

The effects of the COVID-19 pandemic, as it’s been widely recognized in the last year, accelerated mobile banking innovation in the financial services industry. While it’s also true that the technology for mobile banking had already set sail towards beautiful horizons, the coronavirus sped up our efforts in digital innovation in virtually every respect. Some […]

Low-Interest, Short-Term Loans Should Be Offered by Credit Unions Per Regulators

Regulatory

We strongly believe in providing financial relief to credit union members. Find out about our low-interest short-term loan solutions for credit unions.

How do I update my payday loan truth in lending disclosures?

Regulatory

A question I often receive from credit unions involves regulatory concerns in operating payday loan truth in lending requirements. Credit Unions often want to know how small dollar loan Truth in Lending disclosures are updated and maintained in our Digital Small Dollar Lending Platform. If you have this concern – then this article is for you!

Will my credit union maintain CFPB compliance with the QCash short-term, small dollar lending platform?

Regulatory

If you are a Credit union interested in the QCash, short-term, small dollar lending program, and want to make sure that you are meeting CFPB compliance or meeting Consumer Financial Protection Bureau (CFPB) regulations - this post is for you.

How QCash made CFPB lending regulations credit union friendly.

Regulatory

If you work for a financial institution and have concerns about both the public perceptions of payday lending and the CFPB lending regulations – this article is for you.

Regulatory

How racial bias informs why the current credit scoring system needs a change

Mr. Nussle goes to Washington

CUNA’s 7 insights on how digital transformation strengthens the credit union experience

Low-Interest, Short-Term Loans Should Be Offered by Credit Unions Per Regulators

How do I update my payday loan truth in lending disclosures?

Will my credit union maintain CFPB compliance with the QCash short-term, small dollar lending platform?

How QCash made CFPB lending regulations credit union friendly.

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