Financial Literacy Archives - QCash Financial Digital Lending Platform

Why Today’s Credit Unions Cannot Allow “Loss Aversion” to Hold Them Back from Small Dollar Lending Success

It’s been said over the decades that credit unions (CUs), like many people, tend to operate more conservatively by nature; their tendency to focus on the losses that could occur rather than the opportunities that may bring about further financial successes for their organization. When it comes to small dollar lending (SDL) programs in this […]

Top 3 Resolutions for Credit Union Executives in 2020

Credit Unions

The New Year has arrived and credit union executives across the country have prepared new goals, strategies, and resolutions for continued growth in 2020 and beyond. Burgeoning and innovative tech has changed how CUs offer products and services, including the introduction of remote customer service via video conferencing for online customers. In 2020, the CU […]

CX, FinTech, and FinLit: Credit Union Trends To Look For In 2020

Uncategorized

There were some cliffhangers to end 2019 going into 2020 in the small dollar loan industry. From credit unions’ slow-but-steady cloud adoption strategies, fintech, and marketing automation. And who can forget the Consumer Financial Protection Bureau’s pending decision to rescind its own underwriting “ability-to-repay” requirement. Like any forward-thinking credit union leader or executive, you have […]

White Paper Preview: Helping Credit Unions Provide “Financial Wellness for Today” and Beyond

Uncategorized

It is a tall order for the poor or underbanked to participate in the mainstream banking system today. So many individuals are hesitant to engage when they’re convinced they’re unable to out-maneuver the overdraft penalties and banking fees they know are on their way. Concerns like those are why the poor and under-engaged fail to […]

How To Draw College Students To Your Credit Union

Uncategorized

So it’s clear Royal Credit Union gets it. Profiled in PYMNTS in early 2018, the Wisconsin-based credit union sets up a banquet table in the cafeterias at each of 17 elementary school locations and, with the assistance of fourth and fifth graders, offers financial services to fellow children and staff. These “school-site” credit unions provide […]

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Tag: Financial Literacy

Why Today’s Credit Unions Cannot Allow “Loss Aversion” to Hold Them Back from Small Dollar Lending Success

Top 3 Resolutions for Credit Union Executives in 2020

CX, FinTech, and FinLit: Credit Union Trends To Look For In 2020

White Paper Preview: Helping Credit Unions Provide “Financial Wellness for Today” and Beyond

How To Draw College Students To Your Credit Union

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