Help Your Members Find A New Path To Financial Freedom With Affordable Small Dollar Lending
Many credit unions now offer payday alternative loans (PAL) using the QCash Financial platform to help their members meet financial needs.
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The Path To Financial Health Remains Strong With Credit Unions
It was on October 5, 2017 that the Consumer Financial Protection Bureau (CFPB) first announced they had finalized a rule aimed at curbing predatory lending practices by payday lenders. It’s been nearly three decades since predatory payday lenders saw their influence grow throughout the United States. In that time, unsuspecting and financially vulnerable borrowers have found […]
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What are the benefits of credit union short-term credit lending?
People sometimes ask me, “Why did you get into payday lending?” In fact, I've had people ask me why I was crazy enough to get into payday lending. If you think your members have a need for small dollar loans - this blog covers the benefits of credit union payday lending!
Read MoreHow do QCash small dollar loans help member health?
Payday loans have not been received very favorably recently, by either the general populace nor by the legislature. And yet, at QCash, we still see small dollar loans as an important aspect of credit union member health. Why do we continue to hold this viewpoint?
Read MoreWhat are the pros and cons of partnering with QCash small dollar lending?
Introducing any new technology to a tried-and-true sector is a recipe for radical change. Generally, the change is for the positive, but that doesn’t mean that there aren’t any drawbacks to innovation. The question is when partnering with financial technology companies, what do you give, and what do you get?
Read MoreHow does QCash partner with fintechs?
In the world of financial technology, it’s important to know that companies can form partnerships to better serve their clients. So how does QCash partner with other fintech companies?
Read MoreWhy did WSECU start offering small dollar loans?
How did QCash begin? It’s an excellent story about a front line employee living the motto of people helping people.
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