Buy now, pay later. Payday loans. High-interest rate credit cards. There are seemingly endless ways for your members to access funds when they are short on cash, but something sets your credit union apart — the desire to see your members thrive. Through QCash, you can offer your members a safe and trusted alternative to riskier lending sources when they need it most.
- Fast and Easy: Members can access funds in less than 60 seconds without lengthy paperwork with hidden terms and conditions.
- Tailored: Our loans are designed to meet your members’ unique needs, whether it’s a medical bill, car repair, back-to-school essentials, holiday costs and more.
- Reliable: Your members view you as a trusted financial partner. When they face the unexpected, they already know what to expect from you.
- Relational: Because we use relational underwriting in the approval process, no credit check is required. Our loan decision engine analyzes member behavior, enabling those with a thin or nonexistent credit file to receive funding.
Credit unions were created to serve and care for their members. With QCash, you can show your members you’re committed to supporting them through life’s highs and lows. Whether it’s a small financial hiccup, a home renovation project or a significant life event, you will be there to provide the support they need — no fine print, gimmicks or hidden tricks.
