Financial Well Being Archives - QCash Financial Digital Lending Platform

Why Today’s Credit Unions Cannot Allow “Loss Aversion” to Hold Them Back from Small Dollar Lending Success

It’s been said over the decades that credit unions (CUs), like many people, tend to operate more conservatively by nature; their tendency to focus on the losses that could occur rather than the opportunities that may bring about further financial successes for their organization. When it comes to small dollar lending (SDL) programs in this […]

Top 3 Resolutions for Credit Union Executives in 2020

Credit Unions

The New Year has arrived and credit union executives across the country have prepared new goals, strategies, and resolutions for continued growth in 2020 and beyond. Burgeoning and innovative tech has changed how CUs offer products and services, including the introduction of remote customer service via video conferencing for online customers. In 2020, the CU […]

CX, FinTech, and FinLit: Credit Union Trends To Look For In 2020

Uncategorized

There were some cliffhangers to end 2019 going into 2020 in the small dollar loan industry. From credit unions’ slow-but-steady cloud adoption strategies, fintech, and marketing automation. And who can forget the Consumer Financial Protection Bureau’s pending decision to rescind its own underwriting “ability-to-repay” requirement. Like any forward-thinking credit union leader or executive, you have […]

NCUA Steps Up for Consumers, Upgrades Limits on Credit Unions’ Small Dollar Loan (PAL II) Rules

Uncategorized

What a drama it’s been for small dollar lending (SDL) these last 40 years. From the late 1970s through the 1980s, a series of federal law developments resulting in banking deregulation gave rise to the predatory payday lending storefronts of the early 1990s through this 21st century. Predatory lending certainly took advantage in the early […]

The four elements of financial well-being according to the CFPB.

Community

The CFPB or the Consumer Financial Protection Bureau recently published a report titled “Financial Well-Being in America” that discusses the four elements of financial well-being, and how Americans of different income levels display varying levels of financial wellness. Two of the CFPB’s most important conclusions...

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Tag: Financial Well Being

Why Today’s Credit Unions Cannot Allow “Loss Aversion” to Hold Them Back from Small Dollar Lending Success

Top 3 Resolutions for Credit Union Executives in 2020

CX, FinTech, and FinLit: Credit Union Trends To Look For In 2020

NCUA Steps Up for Consumers, Upgrades Limits on Credit Unions’ Small Dollar Loan (PAL II) Rules

The four elements of financial well-being according to the CFPB.

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