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CX, FinTech, and FinLit: Credit Union Trends To Look For In 2020

There were some cliffhangers to end 2019 going into 2020 in the small dollar loan industry. From credit unions’ slow-but-steady cloud adoption strategies, fintech, and marketing automation. And who can forget the Consumer Financial Protection Bureau’s pending decision to rescind its own underwriting “ability-to-repay” requirement. Like any forward-thinking credit union leader or executive, you have […]
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QCash Financial CEO, Ben Morales

2019: A Year In Review

As I reflect on the past year, I am filled with a sense of deep gratitude. As a company, we continue to grow and expand our reach which has resulted in wonderful opportunities to change more lives. 2019 has been a building year for us. Similar to a sports team developing and building players for the future, we added new players, upgraded systems, streamlined some of our processes, and helped clients navigate the changing world of banking. Let’s look at…
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personal lending

How “6 Clicks in 60 Seconds” Is Transforming Lending

Digital and automated banking has had many in traditional banking hearing footsteps these days. The personal credit lending industry is gaining momentum once again, and with fintech accounting for over a third of the personal loan balances in the U.S. (TransUnion), digital disruptors have had traditional banks and credit unions on the defensive.
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QCash Financial’s Heidi and Amanda Talk New Version 6.7

William Pollard once said, "Learning and innovation go hand in hand.” We focus on that mindset every day to deliver the best small dollar lending product possible to our clients. And we have listened to our clients, who have given us great ideas on how to simplify and continue to evolve our platform. Our latest upgrade, version 6.7, is designed to...
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5 American Populations Struggling with Financial Wellness

We covered the stress effect on our overall health in our last blog post, but there’s a further point to be made about specific segments of American society who are affected most. A FINRA Foundation study revealed that despite the recovery from the financial crisis this last decade, particular populations continue to be worse off. These include...
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Celebrating innovation!

The Constellation Developers Conference, Launch19, held on June 3 – 5 in Scottsdale, Arizona, was a fantastic opportunity to explore and design clever solutions for credit unions. The show highlighted the power of the Constellation Platform...
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