Life is less than fun when you’ve got more month than money.
A family already short on rent can’t pay their monthly utility bill. A single dad stuck on the side of the road with a breakdown he can’t afford to have fixed, much less pay the cost of the tow truck itself. A college student who just realized they’re dollars away from a catastrophic overdraft fee on their checking account.
What do they all have in common? They find themselves facing a time-sensitive deadline, and they need funds quickly. Your members need to know you have their back, and when life’s unexpected emergencies occur, QCash’s responsible, affordable, and high-speed Life Event Loans can help them stay afloat.
In less than 60 seconds, these good-faith members can go from experiencing a major life event one minute to actual funds in their credit union account the next, all without the need of a credit score. For members who perhaps do not qualify for traditional lending options due to, say, poor credit history, a QCash digital small-dollar solution is more than game-changing. It can change lives.
These wayward members are those who were, one way or another, compelled to turn away from their dedicated credit union in a moment of immediate need and towards some flashier, more expensive source like a predatory payday lender or pawn shop. They need to be made aware and understand that a better, more financially healthy and accessible alternative like a small-dollar solution is there for them, right from the familiarity and security of their credit union.
With QCash, your credit union has the ability to leverage digital Life Event Loans and help your members bounce back from many of life’s emergencies such as:
- Accidents
- Illness or injury
- Home or auto repair
- Pet emergency
- Overdraft
- More month than money
- Natural disasters
With QCash digital Life Event Loans, together we can make life event lending safer, easier, faster, and more accessible for everyone while helping to improve your credit union members’ financial health! If you are interested in more information on QCash, we invite you to go to our Request a Demo page to see how our platform operates. For direct contact with a representative, feel free to go to our Contact Us page, and we will get in touch with you as soon as possible.
