How Your Credit Union Can Join the Fight for Financial Inclusion

The fight for greater financial inclusion and stability in America has begun millions of consumers following the pandemic that has pervaded industries, neighborhoods, and families in the most fundamental ways.  According to Pew Research in March 2021, about 50 percent of all adults who are not retired claim the pandemic has made it harder for them to […]
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Access to Small Dollar Lending Increases with Financial Inclusion Bill

Financial access to America’s economically underserved communities may have just received a big legislative boost.  The Credit Union National Association (CUNA) wrote a letter to the House Financial Services Committee leadership on June 8, 2021, fully backing the proposed Expanding Financial Access for Underserved Communities Act, an amendment to the Federal Credit Union Act. During the May hearing, […]
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Digital small dollar lending programs can help creidt unions give their members access to tools that can improve their financial health.

How Cash Flow Data Can Boost Members’ Financial Health

In the last couple weeks, QCash Financial advocated for credit unions to adopt a digital small dollar lending program for their 2021 budgets. There’s never been a more critical time to pull out all the stops and market these important assets to help your members achieve the liquidity and take the steps toward financial health […]
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CX, FinTech, and FinLit: Credit Union Trends To Look For In 2020

There were some cliffhangers to end 2019 going into 2020 in the small dollar loan industry. From credit unions’ slow-but-steady cloud adoption strategies, fintech, and marketing automation. And who can forget the Consumer Financial Protection Bureau’s pending decision to rescind its own underwriting “ability-to-repay” requirement. Like any forward-thinking credit union leader or executive, you have […]
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What is a small dollar QCash loan?

If you think credit unions and banks should only make large dollar loans because small dollar loans are too inefficient, then this post is NOT for you! If you think you are missing a key segment or want to help your members day to day, then read this post to learn about small dollar loans!
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