small dollar loans Archives - QCash Financial Digital Lending Platform

CX, FinTech, and FinLit: Credit Union Trends To Look For In 2020

There were some cliffhangers to end 2019 going into 2020 in the small dollar loan industry. From credit unions’ slow-but-steady cloud adoption strategies, fintech, and marketing automation. And who can forget the Consumer Financial Protection Bureau’s pending decision to rescind its own underwriting “ability-to-repay” requirement. Like any forward-thinking credit union leader or executive, you have […]

White Paper Preview: Helping Credit Unions Provide “Financial Wellness for Today” and Beyond

Uncategorized

It is a tall order for the poor or underbanked to participate in the mainstream banking system today. So many individuals are hesitant to engage when they’re convinced they’re unable to out-maneuver the overdraft penalties and banking fees they know are on their way. Concerns like those are why the poor and under-engaged fail to […]

NCUA Steps Up for Consumers, Upgrades Limits on Credit Unions’ Small Dollar Loan (PAL II) Rules

Uncategorized

What a drama it’s been for small dollar lending (SDL) these last 40 years. From the late 1970s through the 1980s, a series of federal law developments resulting in banking deregulation gave rise to the predatory payday lending storefronts of the early 1990s through this 21st century. Predatory lending certainly took advantage in the early […]

3 Reasons a Small Dollar Loan Program Benefits Community Banks

Financial Institution

It is pretty safe to say the state of the small dollar loan industry is in transition. We could hardly blame you if you lost track of where things stand in the small dollar loan (SDL) space.

What is a small dollar QCash loan?

Credit Unions

If you think credit unions and banks should only make large dollar loans because small dollar loans are too inefficient, then this post is NOT for you! If you think you are missing a key segment or want to help your members day to day, then read this post to learn about small dollar loans!

Can credit unions justify APRs over 18% for small dollar loans?

CEO

Credit unions offer many types of loans, most of which cap well below an 18% APR. Read on to learn why higher interest rates make sense for small dollar loans.

What are the regulatory implications of implementing a small dollar loan program?

Credit Unions

The American financial regulatory landscape is preparing for massive changes to small dollar lending programs. What does this mean for your credit union?

How do most credit unions currently offer small dollar loans?

CIO

Regardless of obstacles, credit unions should still consider offering small dollar loan services to their members. While the quick loan industry’s reputation was tarnished by predatory lenders, the service itself is increasingly necessary.

What are the most common reasons credit union members use small dollar loans?

Community

Without a buffer of money in a savings or deposit account, most Americans are in danger of running out of money at the first setback.

How do QCash small dollar loans help member health?

Credit Unions

Payday loans have not been received very favorably recently, by either the general populace nor by the legislature. And yet, at QCash, we still see small dollar loans as an important aspect of credit union member health. Why do we continue to hold this viewpoint?

Why did WSECU start offering small dollar loans?

Credit Unions

How did QCash begin? It’s an excellent story about a front line employee living the motto of people helping people.

1 (800) 893.7893

Olympia, WA 98501

Tag: small dollar loans

CX, FinTech, and FinLit: Credit Union Trends To Look For In 2020

White Paper Preview: Helping Credit Unions Provide “Financial Wellness for Today” and Beyond

NCUA Steps Up for Consumers, Upgrades Limits on Credit Unions’ Small Dollar Loan (PAL II) Rules

3 Reasons a Small Dollar Loan Program Benefits Community Banks

What is a small dollar QCash loan?

Can credit unions justify APRs over 18% for small dollar loans?

What are the regulatory implications of implementing a small dollar loan program?

How do most credit unions currently offer small dollar loans?

What are the most common reasons credit union members use small dollar loans?

How do QCash small dollar loans help member health?

Why did WSECU start offering small dollar loans?

Call us now:

E-mail us for more information: