credit unions fintech financial inclusion

How choosing the right fintech partnership is a recipe for credit union innovation

What a decade in financial technology can do.  What was once defined as alternative lenders or direct-to-consumer “disruptors” in industry-speak, fintech has evolved along with the financial services industry to include any technology company that creates and solves for creative solutions for financial institutions, including credit unions.  The original target of fintech in the last […]
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credit unions small dollar lending

Study finds fintech offers lending promise rather than missed opportunities for credit unions

Sometimes the effort credit unions take to protect themselves creates the opposite effect. The effort itself harms the organization’s best interests and the interests of those you dedicate yourselves to helping.  A recent study by Filene Research and credit reporting agency TransUnion found that as credit unions have tightened lending standards during this uncertain era […]
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credit unions financial inclusion

How credit unions can level up on financial inclusion

The last year and a half has proven both the inevitability and acceptance that has come with the digitization of the economy in the United States during and after COVID.  Since March of 2020 the tide of consumer online purchasing has come in, and we have shown no sign of returning to the pre-pandemic, brick-and-mortar […]
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Why Small Dollar Lending During COVID-19?

Near the beginning of 2020, the first cases of COVID-19 hit the United States, eventually bringing with them not only the most deadly pandemic since the H1N1 pandemic of 1918 (the “Spanish Flu”), but also the deepest economic recession since the Great Depression. Our country has been hit with the twin terrors of a deadly […]
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